Use The Calculators Below

Define each calculator or guide them which calculator to use here.

Mortgage Repayment Calculator (P&I)

Mortgage Calculator

Mortgage Repayment Calculator (Principal & Interest)

Educational estimate only. Check with a licensed lender/broker.

Loan Amount (AUD):

Annual Interest Rate (%):

Term (years):

Total Acquisition Cost Calculator

Total Acquisition Cost (All-in)

Educational estimate only. Taxes/fees vary by circumstances.

Purchase Price (AUD):

Stamp Duty Estimate (AUD):

Legal/Conveyancing (AUD):

Building/Pest Inspection (AUD):

Loan/Bank Fees (AUD):

Buffer (AUD):

FX Sensitivity Calculator (AUD to SGD/RMB)

FX Sensitivity Calculator

FX Sensitivity (AUD to SGD/RMB)

Educational estimate only. FX rates fluctuate.

AUD Amount:

FX Rate (SGD per 1 AUD):

FX Rate (RMB per 1 AUD):

Stress (%):

Buy vs Rent (Simple Break-even, Parents/Migrants)

Buy vs Rent Calculator

Buy vs Rent (Simple Break-even)

Educational estimate only. This is simplified and does not replace professional advice.

Monthly Rent (AUD):

Purchase Price (AUD):

Upfront Buying Costs (AUD):

Annual Holding Costs (AUD):

Assumed Net Annual Growth (%):

Sale Cost (% of price):

Horizon (years):

Monthly Cashflow Calculator

Educational estimate only. General information only. Not financial, legal, or tax advice.

Weekly Rent (AUD)

Monthly Loan Repayment (AUD)

Property Management (%)

Annual Strata (AUD)

Annual Council Rates (AUD)

Annual Insurance (AUD)

Vacancy Weeks per Year

Interest Rate Stress Test

Compares monthly repayment and monthly cashflow across base and stressed interest rates.

Loan Amount (AUD)

Loan Term (Years)

Repayment Type

Base Rate (%)

Stress Rate 1 (%)

Stress Rate 2 (%)

Stress Rate 3 (%)

Weekly Rent (AUD)

Property Management (%)

Annual Strata (AUD)

Annual Council Rates (AUD)

Annual Insurance (AUD)

Vacancy Weeks per Year

Vacancy Stress Test

Compares a base vacancy scenario against a stressed vacancy scenario to show rent loss and cashflow impact.

Weekly Rent (AUD)

Monthly Loan Repayment (AUD)

Property Management (%)

Annual Strata (AUD)

Annual Council Rates (AUD)

Annual Insurance (AUD)

Base Vacancy Weeks

Stress Vacancy Weeks